
Your perspective is way off. It sounds like you’re young, single (no kids, at least), and doing well for yourself. Which is great!
I have a pretty well-paying job, at least enough for my family and I to live comfortably. But I also have adult responsibilities, including taking care of said family. Sure, on paper, I could feasibly afford to get both, but there’s no sense in getting two systems that–to my earlier point–seem to serve identical functions. Especially not when I’d also like to go out with my wife, prep a high schooler for college, help my younger child with severe special needs with everything he needs to thrive, sometimes go on vacation, do some other hobbies, responsibly maintain vehicles and things around the house, and so on. All that on top of purchasing frugally (every single piece of furniture in my living room, for example, we got secondhand for free).
So yes, it’s very much an either/or decision for me, as it is for a lot of people.

I see what you mean. There’s definitely been a lot of marketing overreach with the franchise. But there’s something about Final Fantasy that makes it a money-printing machine. Maybe it’s the long legacy, nostalgia, or the fact that they’ve been with it since the beginning, but FF marketing campaigns have (almost) always been wildly successful in a way that Tomb Raider, Deus Ex, or even Dragon Quest (in the US) can’t live up to. Just look at Kingdom Hearts, Super Smash Bros, and even that Louis Vuitton promo with Lightning.
Not that I’m trying to sell you on this set. I get that a lot of people don’t like Universes Beyond.

It’s finally gotten way out-of-hand, even for me. Gen XI will be the first main series Pokémon games in 30 years I won’t be pre-ordering, let alone even buying. First-party Switch games were already way too expensive, rarely ever going on sale, and now we may be moving to an $80 standard. And it seems the main selling point of the Switch 2 in the latest Direct was a bunch of ports. At that price point, there’s no reason not to just get a Steam Deck and sail the high seas for first-party titles. At least Valve won’t brick my device if I hurt their feelings.
$20 is the limit for me. I’m perfectly fine waiting a few years to play the game, if it still exists by that point. If it doesn’t, then I’m glad I didn’t waste my time.